How Baccarat Payouts Work on Our Tables
The Player hand pays even money — stake one unit, win one unit back on top. The Banker hand pays 0.95:1 because a five percent commission is deducted from winning Banker bets; that small cut is what keeps the house edge on Banker lower than Player despite the reduced return. A Tie pays 8:1 on most of our tables, though some Evolution
variants like Lightning Baccarat carry different side-bet multipliers that can run far higher. Side bets — Banker Pair, Player Pair, Perfect Pair — each carry their own return rate, displayed in the table's paytable before any bet is confirmed. The commission structure on Banker is consistent across our Pragmatic Play Live and Evolution rooms.